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DISCLAIMER

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Non-Binding

The information published on this website does not constitute a recommendation, an offer, or a solicitation to buy or sell investment instruments, to engage in transactions or to enter into any type of legal transaction. The published information and expressions of opinions are made available by Hérens Quality Asset Management AG exclusively for personal use and for informational and advertising purposes only; they may be altered at any time and without prior notice. For further information, please consult the Basic Information Sheet (BIS), the prospectus, or other relevant documents under foreign law that are equivalent to the Basic Information Sheet (such as Key Information Documents/KIDs), which can be downloaded from www.hqam.ch. Hérens Quality Asset Management AG does not make any warranty (neither expressly nor implicitly) about the accuracy, completeness and timeliness of the published information and expressions of opinion. The information on this website does not represent an aid for making decisions on commercial, legal, tax or other advisory issues, nor may any investment or other decisions be taken based solely on this information. Advice from a qualified expert is recommended.

Limitation of Liability

Hérens Quality Asset Management AG disclaims all liability whatsoever for losses or damages of any type – whether direct, indirect, or consequential damages – that may result based on the use of or access to this website or based on links to websites of third parties. Furthermore, Hérens Quality Asset Management AG disclaims all liability for manipulations by unauthorized third parties of the EDP system of the Internet user. In this regard, Hérens Quality Asset Management AG expressly refers to the danger of viruses and the possibility of targeted attacks by hackers. For purposes of combating viruses, the use of current browser versions as well as the installation of anti-virus software that is continuously updated is recommended. Internet users should basically refrain from opening emails of unknown original and unexpected attachments to an email.

Links

Certain links on this website lead to websites of third parties. These websites are completely beyond the control of Hérens Quality Asset Management AG, which is why Hérens Quality Asset Management AG disclaims all liability for the accuracy, completeness and lawfulness of the content of such websites as well as for any offers and services that may be contained therein.

Local Legal Restrictions

The website of Hérens Quality Asset Management AG is not intended for persons who are subject to a legal system that prohibits the publication or accessing of this website (based on the nationality of the person in question, his/her place of residence or other reasons). Persons who are subject to such restrictions are prohibited from accessing the website of Hérens Quality Asset Management AG.

Use of This Website

The entire content of this website is protected by copyright law. It is permissible to save or print out individual pages for personal or non-commercial use. The complete or partial reproduction, transmission (electronically or otherwise), modification, linking to or use of the website of Hérens Quality Asset Management AG for public or commercial purposes is prohibited in the absence of the prior written consent of Hérens Quality Asset Management AG.