{"id":9543,"date":"2024-04-18T12:28:38","date_gmt":"2024-04-18T10:28:38","guid":{"rendered":"https:\/\/hqam.ch\/products\/fixed-income\/"},"modified":"2026-05-13T10:20:23","modified_gmt":"2026-05-13T08:20:23","slug":"fixed-income","status":"publish","type":"page","link":"https:\/\/hqam.ch\/en\/products\/fixed-income\/","title":{"rendered":"Fixed Income"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"9543\" class=\"elementor elementor-9543 elementor-9018\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-afe1057 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"afe1057\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-efe8239\" data-id=\"efe8239\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-88124f9 elementor-widget elementor-widget-spacer\" data-id=\"88124f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-04b665e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"04b665e\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\" data-bg=\"gold\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c204bd7\" data-id=\"c204bd7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0029a78 elementor-widget elementor-widget-heading\" data-id=\"0029a78\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Fixed income solutions<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d58efc2 elementor-widget elementor-widget-heading\" data-id=\"d58efc2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Our fixed income solutions are the ideal addition to your portfolio<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f947a45 elementor-widget elementor-widget-text-editor\" data-id=\"f947a45\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Our fixed income solutions represent our quality-driven approach in its purest form. These investment solutions are designed to provide long-term stability and steady income while reflecting the principles of corporate excellence.<\/p><p>\u00a0<\/p><p>We carefully select our fixed income investments that meet our high quality standards and offer an optimal balance between risk and return. Through a comprehensive analysis of credit quality, interest rate risk and other relevant factors, we ensure that our fixed income investment solutions meet strict quality and stability requirements. We follow a transparent and disciplined approach to provide our clients with outstanding investment results based on solid fundamentals.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a0b9a7e elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"a0b9a7e\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e6852dd\" data-id=\"e6852dd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element 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          <div class=\"content\">\n                                        <div class=\"right\">\n                                            <div class=\"data\">\n                                                <table>\n                                                    <thead>\n                                                    <tr>\n                                                        <td>\n                                                            <div class=\"title\">Performance<br>Summary<\/div>\n                                                        <\/td>\n                                                        \n                                                            <td>Quality Corporate Bonds EUR Zertifikat <\/td>\n\n                                                        \n                                                            <td>Bloomberg Euro Aggregate TR Value Index<\/td>\n\n                                                                                                            <\/tr>\n                                                    <\/thead>\n                                                    <tbody>\n                                                    <tr>\n                                                        <td>YTD<\/td>\n                                                        \n                                                                                                                            <td><span class=\"mobile-label\">Quality Corporate Bonds EUR Zertifikat <\/span>-0.28 %<\/td>\n                                                            \n                                                        \n                                                                                                                            <td><span class=\"mobile-label\">Bloomberg Euro Aggregate TR Value Index<\/span>-0.18 %<\/td>\n                                                            \n                                                        \n                                                    <\/tr>\n                                                                                                                                                                                                                <tr>\n                                                        <td>Since Inception p.a.<\/td>\n                                                        \n                                                                                                                            <td><span class=\"mobile-label\">Quality Corporate Bonds EUR Zertifikat <\/span>2.61 %<\/td>\n                                                            \n                                                        \n                                                                                                                            <td><span class=\"mobile-label\">Bloomberg Euro Aggregate TR Value Index<\/span>3.06 %<\/td>\n                                                            \n                                                                                                            <\/tr>\n                                                    <\/tbody>\n                                                <\/table>\n                                            <\/div>\n                                        <\/div>\n                                        <div class=\"left\">\n                                            <div class=\"item\">\n                                                                                                    <p class=\"chart-bottom-text\">The HQAM Quality Corporate Bonds EUR certificate invests in EUR-denominated investment-grade bonds that offer an attractive yield and are backed by a high-quality borrower. The quality of the companies is determined on the basis of the proven HQAM Quality criteria. The term of the bonds is adjusted to the current market situation and market assessment.<\/p>\n                                                                                                <div class=\"link-below-wrapper\">\n                                                                                                    <\/div>\n                                            <\/div>\n                                            <div class=\"item\">\n                                                <ul class=\"hqam-reset file-list\">\n\n                                                    \n                                                        \n                                                        \n                                                            \n                                                                <li class=\"file\"><a href=\"https:\/\/hqam.ch\/wp-content\/uploads\/2026\/05\/Bond-Certificate-Factsheet_EUR_14001.pdf\" target=\"_blank\">Factsheet<\/a><\/li>\n\n                                                            \n                                                        \n                                                    \n                                                <\/ul>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n                                            <div data-chart=\"USD Bond Zertifikat\" class=\"tab-pane fade \">\n                                                                <div class=\"chart-wrapper\">\n                                                                                    <div class=\"totals\">\n                                                                                                    <div class=\"item\">\n                                                        <div class=\"value\">\n                                                            -1.49 %                                                        <\/div>\n                                                        <div class=\"label\">Alpha<\/div>\n                                                    <\/div>\n                                                                                                                                                    <div class=\"item\">\n                                                        <div class=\"value\">\n                                                            0.98                                                        <\/div>\n                                                        <div class=\"label\">Beta<\/div>\n                                                    <\/div>\n                                                                                                                                                    <div class=\"item\">\n                                                        <div class=\"value\">\n                                                            6.54 %                                                        <\/div>\n                                                        <div class=\"label\">Tracking Error<\/div>\n                                                    <\/div>\n                                                                                                                                                    <div class=\"item\">\n                                                        <div class=\"value\">\n                                                            -0.25                                                        <\/div>\n                                                        <div class=\"label\">Information Ratio<\/div>\n                                                    <\/div>\n                                                                                                                                                    <div class=\"item\">\n                                                        <div class=\"value\">\n                                                            0.18                                                        <\/div>\n                                                        <div class=\"label\">Sharpe Ratio<\/div>\n                                                    <\/div>\n                                                                                                                                                    <div class=\"item\">\n                                                        <div class=\"value\">\n                                                            60.08 %                                                        <\/div>\n                                                        <div class=\"label\">Active Share<\/div>\n                                                    <\/div>\n                                                                                            <\/div>\n                                                                                                                    <div class=\"chart\">\n                                            <div class=\"hqam-chart-title\">\n                                                <div class=\"title\">\n                                                    <h2>as of 30.04.2026<\/h2>\n                                                <\/div>\n                                                <div class=\"hqam-chart-legend\">\n                                                                                                        <div class=\"item chart-line-1\">\n                                                        <span>CEAMS Quality Equity Switzerland Fund CHF<\/span>\n                                                    <\/div>\n                                                                                                                                                            <div class=\"item chart-line-2\">\n                                                    <span>MSCI Switzerland Gross Index<\/span>\n                                                    <\/div>\n                                                                                                    <\/div>\n                                            <\/div>\n                                                                                        <div><canvas id=\"myChart-USD Bond Zertifikat60686\" width=\"1000\" height=\"400\"><\/canvas><\/div>\n                                            <script>\n                                                var ctx = document.getElementById('myChart-USD Bond Zertifikat60686').getContext('2d');\n                                                var chart = new Chart(ctx, {\n                                                    type: 'line',\n\n                                 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          <div class=\"content\">\n                                        <div class=\"right\">\n                                            <div class=\"data\">\n                                                <table>\n                                                    <thead>\n                                                    <tr>\n                                                        <td>\n                                                            <div class=\"title\">Performance<br>Summary<\/div>\n                                                        <\/td>\n                                                        \n                                                            <td>CEAMS Quality Equity Switzerland Fund CHF<\/td>\n\n                                                        \n                                                            <td>MSCI Switzerland Gross Index<\/td>\n\n                                                                                                            <\/tr>\n                                                    <\/thead>\n                                                    <tbody>\n                                                    <tr>\n                                                        <td>YTD<\/td>\n                                                        \n                                                                                                                            <td><span class=\"mobile-label\">CEAMS Quality Equity Switzerland Fund CHF<\/span>-2.4 %<\/td>\n                                                            \n                                                        \n                                                                                                                            <td><span class=\"mobile-label\">MSCI Switzerland Gross Index<\/span>1.6 %<\/td>\n                                                            \n                                                        \n                                                    <\/tr>\n                                                                                                        <tr>\n                                                        <td>1 Year<\/td>\n                                                        \n                                                                                                                            <td><span class=\"mobile-label\">CEAMS Quality Equity Switzerland Fund CHF<\/span>0.52 %<\/td>\n                                                            \n                                                        \n                                                                                                                            <td><span class=\"mobile-label\">MSCI Switzerland Gross Index<\/span>12.18 %<\/td>\n                                                            \n                                                                                                            <\/tr>\n                                                                                                                                                            <tr>\n                                                        <td>3 Year p.a.<\/td>\n                                                        \n                                                                                                                            <td><span class=\"mobile-label\">CEAMS Quality Equity Switzerland Fund CHF<\/span>0.99 %<\/td>\n                                                            \n                                                        \n                                                                                                                            <td><span class=\"mobile-label\">MSCI Switzerland Gross Index<\/span>7.24 %<\/td>\n                                                            \n                                                                                                            <\/tr>\n                                                                                                                                                            <tr>\n                                                        <td>5 Year p.a.<\/td>\n                                                        \n                                                                                                                            <td><span class=\"mobile-label\">CEAMS Quality Equity Switzerland Fund CHF<\/span>-0.65 %<\/td>\n                                                            \n                                                        \n                                                                                                                            <td><span class=\"mobile-label\">MSCI Switzerland Gross Index<\/span>5.82 %<\/td>\n                                                            \n                                                                                                            <\/tr>\n                                                                                                        <tr>\n                                                        <td>Since Inception p.a.<\/td>\n                                                        \n                                                                                                                            <td><span class=\"mobile-label\">CEAMS Quality Equity Switzerland Fund CHF<\/span>5.35 %<\/td>\n                                                            \n                                                        \n                                                                                                                            <td><span class=\"mobile-label\">MSCI Switzerland Gross Index<\/span>7.26 %<\/td>\n                                                            \n                                                                                                            <\/tr>\n                                                    <\/tbody>\n                                                <\/table>\n                                            <\/div>\n                                        <\/div>\n                                        <div class=\"left\">\n                                            <div class=\"item\">\n                                                                                                    <p class=\"chart-bottom-text\">The HQAM Quality Corporate Bonds USD certificate invests in USD-denominated investment-grade bonds that offer an attractive yield and are backed by a high-quality borrower. The quality of the companies is determined on the basis of the proven HQAM Quality criteria. The term of the bonds is adjusted to the current market situation and market assessment.<\/p>\n                                                                                                <div class=\"link-below-wrapper\">\n                                                                                                    <\/div>\n                                            <\/div>\n                                            <div class=\"item\">\n                                                <ul class=\"hqam-reset file-list\">\n\n                                                    \n                                                        \n                                                        \n                                                            \n                                                                <li class=\"file\"><a href=\"https:\/\/hqam.ch\/wp-content\/uploads\/2026\/05\/Bond-Certificate-Factsheet_USD_14002.pdf\" target=\"_blank\">Factsheet<\/a><\/li>\n\n                                                            \n                                                        \n                                                    \n                                                <\/ul>\n                                            <\/div>\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n                                    <\/div>\n            <\/div>\n    <\/div>\n<script>\n    const tabs = document.querySelectorAll('.chart-tabs .nav-tabs .nav-link');\n    const types = document.querySelectorAll('.chart-types-wrapper .nav-link');\n    const tranches = document.querySelectorAll('.switcher .nav-link');\n\n    const chartsAres = document.querySelectorAll('.charts-area');\n    const tabPanes = document.querySelectorAll('.tab-content .tab-pane');\n    const tranchePanes = document.querySelectorAll('.tab-pane--tranche');\n\n    tabs.forEach(tab => {\n        tab.addEventListener('click', () => {\n            tabs.forEach(element => {\n                element.classList.remove('active');\n            });\n            chartsAres.forEach(area => {\n                area.classList.remove('active');\n            });\n            tab.classList.add('active');\n            document.querySelector(`.charts-area[data-tab=\"${tab.dataset.tab}\"]`).classList.add('active');\n        });\n    });\n\n    types.forEach(type => {\n        type.addEventListener('click', () => {\n            const root = type.closest(\".charts-area\");\n            root.querySelectorAll('.chart-types-wrapper .nav-link').forEach(element => {\n                element.classList.remove('active');\n            });\n            root.querySelectorAll('.tab-content .tab-pane').forEach(pane => {\n                pane.classList.remove('active');\n            });\n            type.classList.add('active');\n            root.querySelector(`.tab-pane[data-chart=\"${type.dataset.chart}\"]`).classList.add('active');\n        });\n    });\n\n    tranches.forEach(tranche => {\n        tranche.addEventListener('click', () => {\n            const root = tranche.closest(\".tab-content\");\n            root.querySelectorAll('.tab-pane--tranche').forEach(pane => {\n                pane.classList.remove('active');\n            });\n            root.querySelector(`.tab-pane--tranche[data-tranche=\"${tranche.textContent.toLowerCase()}\"]`).classList.add('active');\n        });\n    });\n<\/script><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-847c4aa elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"847c4aa\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\" data-bg=\"gold\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3563d8e\" data-id=\"3563d8e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-98d9573 elementor-widget elementor-widget-text-editor\" data-id=\"98d9573\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Coupons are reinvested; without management fees. YTD Performance is calculated provisionally as of the end of the period and may experience adjustments due to retrospective coupons bookings. <\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-601ffd9 elementor-align-center elementor-tablet-align-center elementor-mobile-align-justify elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"601ffd9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/hqam.ch\/en\/products\/focused\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Focused<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e2c24c7 elementor-align-center elementor-tablet-align-center elementor-mobile-align-justify elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"e2c24c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/hqam.ch\/en\/products\/regional\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Regional<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b113f2d elementor-align-center elementor-tablet-align-center elementor-mobile-align-justify elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"b113f2d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/hqam.ch\/en\/products\/fixed-income\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Fixed Income<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c466ede elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c466ede\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\" data-bg=\"blue\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4592c71\" data-id=\"4592c71\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0dc6191 elementor-widget elementor-widget-heading\" data-id=\"0dc6191\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FAQ<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c44c0b elementor-widget elementor-widget-toggle\" data-id=\"6c44c0b\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"faq\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1131\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1131\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Ebene_1\" x=\"0px\" y=\"0px\" viewBox=\"0 0 41.1 41.1\" style=\"enable-background:new 0 0 41.1 41.1;\" xml:space=\"preserve\"><style type=\"text\/css\">\t.st0{fill:#FFFFFF;}<\/style><g>\t<polygon class=\"st0\" points=\"34.8,20.1 21.1,20.1 21.1,6.3 20.1,6.3 20.1,20.1 6.3,20.1 6.3,21.1 20.1,21.1 20.1,34.8 21.1,34.8   21.1,21.1 34.8,21.1  \"><\/polygon><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Ebene_1\" x=\"0px\" y=\"0px\" viewBox=\"0 0 41.1 41.1\" style=\"enable-background:new 0 0 41.1 41.1;\" xml:space=\"preserve\"><style type=\"text\/css\">\t.st0{fill:#FFFFFF;}<\/style><g>\t<g>\t\t<rect x=\"6.3\" y=\"20.1\" class=\"st0\" width=\"28.5\" height=\"1\"><\/rect>\t<\/g><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">What is a quality investment style and how does it differ from other investment styles such as value or growth?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1131\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1131\"><p>The quality investment style focuses on selecting companies that are considered high quality in terms of their fundamentals and competitive position. In contrast to the value investment style, which looks for undervalued stocks with low price\/earnings ratios, and the growth investment style, which focuses on companies with high growth potential, the quality investment style prioritises financial stability, solid business models and consistent earnings and cash flow generation. Quality investors look for companies that demonstrate sustainable growth and resilience, even in uncertain market conditions, and place particular emphasis on strong governance and ethical business practices.   Yes, we apply the same quality criteria to all regions because we have a bottom-up approach and it does not matter which country or industry the companies come from. These uniform criteria enable us to include the best quality companies worldwide in our portfolio and ensure long-term growth and stability for our investors. The HQAM Quality investment style has a stand-alone performance and risk character and is independent from Value and Growth.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1132\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1132\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Ebene_1\" x=\"0px\" y=\"0px\" viewBox=\"0 0 41.1 41.1\" style=\"enable-background:new 0 0 41.1 41.1;\" xml:space=\"preserve\"><style type=\"text\/css\">\t.st0{fill:#FFFFFF;}<\/style><g>\t<polygon class=\"st0\" points=\"34.8,20.1 21.1,20.1 21.1,6.3 20.1,6.3 20.1,20.1 6.3,20.1 6.3,21.1 20.1,21.1 20.1,34.8 21.1,34.8   21.1,21.1 34.8,21.1  \"><\/polygon><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Ebene_1\" x=\"0px\" y=\"0px\" viewBox=\"0 0 41.1 41.1\" style=\"enable-background:new 0 0 41.1 41.1;\" xml:space=\"preserve\"><style type=\"text\/css\">\t.st0{fill:#FFFFFF;}<\/style><g>\t<g>\t\t<rect x=\"6.3\" y=\"20.1\" class=\"st0\" width=\"28.5\" height=\"1\"><\/rect>\t<\/g><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Will the same quality criteria be applied to all regions and sectors?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1132\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1132\"><p>Yes, we apply the same quality criteria to all regions because we have a bottom-up approach and it does not matter which country or industry the companies come from. Our quality investment style is based on a comprehensive analysis of companies\u2019 fundamentals, financial strength, competitive position, governance and ethical business practices, regardless of their location or industry. These uniform criteria enable us to include the best quality companies worldwide in our portfolios and ensure long-term growth and stability for our investors.  <\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1133\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1133\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Ebene_1\" x=\"0px\" y=\"0px\" viewBox=\"0 0 41.1 41.1\" style=\"enable-background:new 0 0 41.1 41.1;\" xml:space=\"preserve\"><style type=\"text\/css\">\t.st0{fill:#FFFFFF;}<\/style><g>\t<polygon class=\"st0\" points=\"34.8,20.1 21.1,20.1 21.1,6.3 20.1,6.3 20.1,20.1 6.3,20.1 6.3,21.1 20.1,21.1 20.1,34.8 21.1,34.8   21.1,21.1 34.8,21.1  \"><\/polygon><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Ebene_1\" x=\"0px\" y=\"0px\" viewBox=\"0 0 41.1 41.1\" style=\"enable-background:new 0 0 41.1 41.1;\" xml:space=\"preserve\"><style type=\"text\/css\">\t.st0{fill:#FFFFFF;}<\/style><g>\t<g>\t\t<rect x=\"6.3\" y=\"20.1\" class=\"st0\" width=\"28.5\" height=\"1\"><\/rect>\t<\/g><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">How do quality stocks behave in upward or downward phases?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1133\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1133\"><p>Quality stocks tend to have a more stable behavior in upward and downward phases compared to other types of stocks. In upward phases of the market, quality stocks often benefit from their financial strength, solid business models and sustainable growth prospects. As they are typically well-positioned to gain market share and outperform competitors, they can generate above-average returns.  <\/p>\n<p>In downturns, on the other hand, quality stocks usually offer a degree of security and resilience, as their stable business models and consistent cash flow generation make them less vulnerable to economic turbulence. Investors tend to focus more on quality stocks in uncertain times, as these can be seen as a safe haven. <\/p>\n<p>It is important to note that no asset class is immune to market fluctuations, and even quality stocks experience losses in certain market conditions. Nevertheless, historical performance shows that quality stocks tend to deliver more robust total returns over time and may have lower volatility than other types of stocks. Investors who value stability and long-term growth may find quality stocks a useful addition to their portfolios. <\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1134\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-1134\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Ebene_1\" x=\"0px\" y=\"0px\" viewBox=\"0 0 41.1 41.1\" style=\"enable-background:new 0 0 41.1 41.1;\" xml:space=\"preserve\"><style type=\"text\/css\">\t.st0{fill:#FFFFFF;}<\/style><g>\t<polygon class=\"st0\" points=\"34.8,20.1 21.1,20.1 21.1,6.3 20.1,6.3 20.1,20.1 6.3,20.1 6.3,21.1 20.1,21.1 20.1,34.8 21.1,34.8   21.1,21.1 34.8,21.1  \"><\/polygon><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Ebene_1\" x=\"0px\" y=\"0px\" viewBox=\"0 0 41.1 41.1\" style=\"enable-background:new 0 0 41.1 41.1;\" xml:space=\"preserve\"><style type=\"text\/css\">\t.st0{fill:#FFFFFF;}<\/style><g>\t<g>\t\t<rect x=\"6.3\" y=\"20.1\" class=\"st0\" width=\"28.5\" height=\"1\"><\/rect>\t<\/g><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Do you use third-party products?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1134\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-1134\"><p>Thanks to our research, we cover most regions of the world with our equity and bond solutions. However, if a client wants to cover other asset classes, such as real estate or commodities, we can use third-party products if necessary. <\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1135\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-1135\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Ebene_1\" x=\"0px\" y=\"0px\" viewBox=\"0 0 41.1 41.1\" style=\"enable-background:new 0 0 41.1 41.1;\" xml:space=\"preserve\"><style type=\"text\/css\">\t.st0{fill:#FFFFFF;}<\/style><g>\t<polygon class=\"st0\" points=\"34.8,20.1 21.1,20.1 21.1,6.3 20.1,6.3 20.1,20.1 6.3,20.1 6.3,21.1 20.1,21.1 20.1,34.8 21.1,34.8   21.1,21.1 34.8,21.1  \"><\/polygon><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Ebene_1\" x=\"0px\" y=\"0px\" viewBox=\"0 0 41.1 41.1\" style=\"enable-background:new 0 0 41.1 41.1;\" xml:space=\"preserve\"><style type=\"text\/css\">\t.st0{fill:#FFFFFF;}<\/style><g>\t<g>\t\t<rect x=\"6.3\" y=\"20.1\" class=\"st0\" width=\"28.5\" height=\"1\"><\/rect>\t<\/g><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">H\u00e9rens has a monthly investment process - does that mean that investments and changes are only made once a month?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1135\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-1135\"><p>No, our investment process, which takes place monthly, does not mean that investments and changes are only made once a month. In fact, all companies in our portfolios are monitored on an ongoing basis, and the Investment Committee also meets ad hoc to make decisions when the situation calls for it. Investments can therefore be made throughout the month and adjustments to the portfolios are not limited to a single point in time. Rather, the monthly meetings serve to make a comprehensive assessment of the existing positions, analyse new potential investments and, if necessary, decide on strategic adjustments to optimise the portfolio in the long term. This regular process enables us to react flexibly to changing market conditions. It is important to note, however, that changes to portfolio compositions are rarely made outside of the investment rhythm.      <\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1136\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-1136\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Ebene_1\" x=\"0px\" y=\"0px\" viewBox=\"0 0 41.1 41.1\" style=\"enable-background:new 0 0 41.1 41.1;\" xml:space=\"preserve\"><style type=\"text\/css\">\t.st0{fill:#FFFFFF;}<\/style><g>\t<polygon class=\"st0\" points=\"34.8,20.1 21.1,20.1 21.1,6.3 20.1,6.3 20.1,20.1 6.3,20.1 6.3,21.1 20.1,21.1 20.1,34.8 21.1,34.8   21.1,21.1 34.8,21.1  \"><\/polygon><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Ebene_1\" x=\"0px\" y=\"0px\" viewBox=\"0 0 41.1 41.1\" style=\"enable-background:new 0 0 41.1 41.1;\" xml:space=\"preserve\"><style type=\"text\/css\">\t.st0{fill:#FFFFFF;}<\/style><g>\t<g>\t\t<rect x=\"6.3\" y=\"20.1\" class=\"st0\" width=\"28.5\" height=\"1\"><\/rect>\t<\/g><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Who can invest with HQAM, or can private and institutional investors conclude an asset management mandate?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1136\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-1136\"><p>Anyone can invest in our publicly traded funds and certificates by purchasing them through their respective custodian bank. Both private and institutional investors have access to our products and can buy them to benefit from our investment strategies. In addition, we offer the option of an asset management mandate, where more attractive conditions can be offered under certain circumstances. Whether private individuals, family offices, companies, or institutional investors \u2013 our products and asset management services are open to all interested investors. Our expertise and focus on quality enable us to offer tailor-made solutions for different investment needs and provide our clients with a diversified and successful portfolio over the long term.    <\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1137\" class=\"elementor-tab-title\" data-tab=\"7\" role=\"button\" aria-controls=\"elementor-tab-content-1137\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Ebene_1\" x=\"0px\" y=\"0px\" viewBox=\"0 0 41.1 41.1\" style=\"enable-background:new 0 0 41.1 41.1;\" xml:space=\"preserve\"><style type=\"text\/css\">\t.st0{fill:#FFFFFF;}<\/style><g>\t<polygon class=\"st0\" points=\"34.8,20.1 21.1,20.1 21.1,6.3 20.1,6.3 20.1,20.1 6.3,20.1 6.3,21.1 20.1,21.1 20.1,34.8 21.1,34.8   21.1,21.1 34.8,21.1  \"><\/polygon><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Ebene_1\" x=\"0px\" y=\"0px\" viewBox=\"0 0 41.1 41.1\" style=\"enable-background:new 0 0 41.1 41.1;\" xml:space=\"preserve\"><style type=\"text\/css\">\t.st0{fill:#FFFFFF;}<\/style><g>\t<g>\t\t<rect x=\"6.3\" y=\"20.1\" class=\"st0\" width=\"28.5\" height=\"1\"><\/rect>\t<\/g><\/g><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">How many custodian banks does HQAM work with?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1137\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"region\" aria-labelledby=\"elementor-tab-title-1137\"><p>HQAM currently works with more than 20 custodian banks. However, as an independent asset manager, we are open to new partnerships and willing to cooperate with new custodian banks if it suits the wishes and needs of our clients. We always strive to offer our customers the best possible solutions and are open to a wide range of cooperation options to meet their individual requirements. Our many years of experience and our network enable us to find flexible and tailor-made solutions for our clients, regardless of which custodian bank they wish to work with.   <\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Fixed income solutions Our fixed income solutions are the ideal addition to your portfolio Our fixed income solutions represent our quality-driven approach in its purest form. These investment solutions are designed to provide long-term stability and steady income while reflecting the principles of corporate excellence. \u00a0 We carefully select our fixed income investments that meet [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":4226,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-9543","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/hqam.ch\/en\/wp-json\/wp\/v2\/pages\/9543","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hqam.ch\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/hqam.ch\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/hqam.ch\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hqam.ch\/en\/wp-json\/wp\/v2\/comments?post=9543"}],"version-history":[{"count":44,"href":"https:\/\/hqam.ch\/en\/wp-json\/wp\/v2\/pages\/9543\/revisions"}],"predecessor-version":[{"id":16041,"href":"https:\/\/hqam.ch\/en\/wp-json\/wp\/v2\/pages\/9543\/revisions\/16041"}],"up":[{"embeddable":true,"href":"https:\/\/hqam.ch\/en\/wp-json\/wp\/v2\/pages\/4226"}],"wp:attachment":[{"href":"https:\/\/hqam.ch\/en\/wp-json\/wp\/v2\/media?parent=9543"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}