HQAM STEHT Für
 

Qualität

Enterpreneuership

Performance

Nachhaltigkeit

Products

For over 20 years we have been offering our Quality Investments in the form of tailor-made mandates and investment solutions

We have been offering our regional Quality products to our customers since 2003. Around 10 years later, our regional range was complemented by our focused Quality products. Whether you choose a regional or a focused product, every security in your portfolio is analysed and monitored according to our strict quality and valuation criteria. For more than 20 years, we have been doing our utmost to maintain the quality of our products and, whenever possible, to improve them.

FOCUSED

The Global Quality Top 8 strategy was launched in 2014 and served as the starting point for the development of our focused quality products. The composition of our focused products consists of the world's best quality stocks. Typically, these companies are leaders in their market segment and have exceptional financial strength and growth prospects. Our top products are available in the form of discretionary mandates, funds or certificates.

Focused investment solutions

REGIONAL

The regional portfolios (USA, Europe and Switzerland), launched in 2003, marked the beginning of our "Quality at Attractive Valuation" investment philosophy. Over time, further regional products were added, which are tailored to the needs of our clients. Our regional products are also available as discretionary mandates or as funds, allowing our clients to choose the most efficient investment option for them.

Regional investment solutions

Contact

Hérens Quality Assset Management
Bahnhofstrasse 3
8808 Pfäffikon SZ
Switzerland

T: +41 (0)-43 222 31 41
F: +41 (0)-43 222 31 40

E: info@hqam.ch

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© 2023 HQAM. All Rights Reserved.

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DISCLAIMER

The subsequent part of the website of Hérens Quality Asset Management AG incorporates information and opinions on investment tools, products and services (subsequently altogether referred as “investment products”). You are only allowed to visit the area about investment products, if you read the following legal references for investment products carefully and afterwards accept the terms and conditions (the “terms”).

With your agreement and your access to the subsequent area with information and opinions on investment products you acknowledge that you have understood the terms and that you have explicitly accepted them.

Local Legal Restrictions

The subsequent area about investment products incorporates information and opinions on investment products (i.e. mutual funds) which are subject to different registration obligations in different legal jurisdictions. This area is neither addressed to natural persons nor to juristic persons for which the use of or access to the website of Hérens Quality Asset Management AG breaches the legal system of a country due to the nationality or the domicile of the respective person. This applies particularly for citizens and/or residents of Great Britain, Japan and the USA.

Neither a recommendation nor an offer

The content which is published in the area investment products is neither a recommendation nor a proposal to buy, hold or sell the respective investment product or to execute any other transaction or legal act. It exclusively serves for personal use only as well as for information purposes. The content as well as the legal references for investment products can change at any time and without any previous notice by érens Quality Asset Management AG.

The content which is provided in the area investment products does not represent any recommendation for your investment and other decisions and does not characterize any form of advice. Before investing in an investment product, the investor has to have read carefully and for information purposes through the available legal documents as well as all other documents which are potentially required according to local regulations and laws (i.e. prospectus as well as the annual and semi-annual report of a mutual fund). A detailed study of the incorporated legal references as well as references in regard to risks is particularly important. Before taking any investment decision, it is recommended to include an investment specialist.

No Warranty

Hérens Quality Asset Management AG applies its utmost diligence when putting together the content for the investment products. H érens Quality Asset Management AG to update or remove any outdated content.

Further, Hérens Quality Asset Management AG does neither assume responsibility nor provide warranty for the functionality of the website with content about investment products neither being interrupted nor being error free, nor for errors to be repaired nor for the website or the respective server being free of viruses or other harmful components or programs.

Moreover, there might be links quoted on the Hérens Quality Asset Management AG website that lead to websites of third parties. These links are completely outside of any control from Hérens Quality Asset Management AG. Therefore Hérens Quality Asset Management AG does neither assume responsibility for the accuracy, completeness and lawfulness of the content of such websites nor for any possible offerings or services on such websites.

Risk Reference

In principle the following applies: The higher the risk (price fluctuations), the longer the investment period should be and the higher are the return prospects. The value of the invested capital as well as the corresponding returns (i.e. payout of dividends in connection with a mutual fund) might fluctuate or might be fully eroded.

Investments in foreign currency are directly and indirectly subject to changes in currency exchange rates. Particular investment products are in principle subject to higher risks (i.e. mutual funds which invest with a clear focus in emerging markets or in small cap companies and/or in high yield bonds).

Performance

A positive performance in the past is not a guarantee for a positive performance in the future. Therefore Hérens Quality Asset Management AG and its contractual partners do not provide any warranty for capital preservation (or even capital appreciation) on the invested capital. The investors need to be willing and have the ability respectively to put up with possibly substantial losses or even a total loss.

Any fees or costs incurred when buying, selling or holding the investment product (i.e. incurred commissions and costs when subscribing or redeeming shares of a mutual fund) are not being incorporate in any performance calculations.

Exclusion of Liability

Hérens Quality Asset Management AG and its contractual partners disclaim any kind of liability (includes negligence and liability to third parties) as far as legitimate in regard to direct, indirect or subsequent damage of any kind, which are in connection with the usage of the website and its content or with the risks of the financial markets

Reference Sources

Hérens Quality Asset Management AG provides the legal documents for a collective investment, to which it is referred to in the subsequent area investment products to investors with domicile in Switzerland and Germany as well as to their contractual partners at no cost.

In addition these documents are electronically provided on the subsequent website of Hérens Quality Asset Management AG or its contractual partners.

Property Rights

Copyright and intellectual property rights in the content of this website are owned by Hérens Quality Asset Management AG, in case the opposite is not explicitly mentioned. No part of this website grants any licences for pictures, texts, brands or logos. With downloading or copying the website there are no legal claims to any contained software or any contained material transferred.

Any reproduction or re-publication of content on this website requires the written approval of Hérens Quality Asset Management AG as well as an explicit indication of source.

Applicable Law / Court of Juristiction

The access and the use of the website of Hérens Quality Asset Management AG as well as the important legal references at hand in regard to investment products are governed by Swiss Law. The court of jurisdiction is exclusively Zurich, Switzerland.

I have read, understood and agree to the contents of the terms and conditions

DISCLAIMER

 «I have read and understood the aforementioned provisions and agree to the contents».

 

Non-Binding

The information published on this website does not constitute a recommendation, an offer, or a solicitation to buy or sell investment instruments, to engage in transactions or to enter into any type of legal transaction. The published information and expressions of opinions are made available by Hérens Quality Asset Management AG exclusively for personal use and for informational and advertising purposes only; they may be altered at any time and without prior notice. For further information, please consult the Basic Information Sheet (BIS), the prospectus, or other relevant documents under foreign law that are equivalent to the Basic Information Sheet (such as Key Information Documents/KIDs), which can be downloaded from www.hqam.ch. Hérens Quality Asset Management AG does not make any warranty (neither expressly nor implicitly) about the accuracy, completeness and timeliness of the published information and expressions of opinion. The information on this website does not represent an aid for making decisions on commercial, legal, tax or other advisory issues, nor may any investment or other decisions be taken based solely on this information. Advice from a qualified expert is recommended.

Limitation of Liability

Hérens Quality Asset Management AG disclaims all liability whatsoever for losses or damages of any type – whether direct, indirect, or consequential damages – that may result based on the use of or access to this website or based on links to websites of third parties. Furthermore, Hérens Quality Asset Management AG disclaims all liability for manipulations by unauthorized third parties of the EDP system of the Internet user. In this regard, Hérens Quality Asset Management AG expressly refers to the danger of viruses and the possibility of targeted attacks by hackers. For purposes of combating viruses, the use of current browser versions as well as the installation of anti-virus software that is continuously updated is recommended. Internet users should basically refrain from opening emails of unknown original and unexpected attachments to an email.

Links

Certain links on this website lead to websites of third parties. These websites are completely beyond the control of Hérens Quality Asset Management AG, which is why Hérens Quality Asset Management AG disclaims all liability for the accuracy, completeness and lawfulness of the content of such websites as well as for any offers and services that may be contained therein.

Local Legal Restrictions

The website of Hérens Quality Asset Management AG is not intended for persons who are subject to a legal system that prohibits the publication or accessing of this website (based on the nationality of the person in question, his/her place of residence or other reasons). Persons who are subject to such restrictions are prohibited from accessing the website of Hérens Quality Asset Management AG.

Use of This Website

The entire content of this website is protected by copyright law. It is permissible to save or print out individual pages for personal or non-commercial use. The complete or partial reproduction, transmission (electronically or otherwise), modification, linking to or use of the website of Hérens Quality Asset Management AG for public or commercial purposes is prohibited in the absence of the prior written consent of Hérens Quality Asset Management AG.

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